: Offered by platforms like Groww and Angel One to help retail investors leverage their positions.

: You borrow money from your broker to buy more securities than your cash balance allows.

: If the market drops, you still owe the full loan amount plus interest, potentially losing more than your initial investment. Key Financial Instruments

: You get liquidity without triggering capital gains taxes because you haven't sold the assets.

: For high-net-worth individuals, banks often care more about the value of the stock collateral than traditional credit scores.