In Texas , purchasing flood insurance is a critical step for property protection, as standard homeowners’ policies typically exclude coverage for rising water. Texans have two primary avenues for obtaining this coverage: the federal government or private insurers. 1. The National Flood Insurance Program (NFIP)
Contact the same agent or company that provides your home or auto insurance, such as Allstate or Progressive . If they do not offer flood policies, you can find a local provider using the FEMA FloodSmart Agent Locator or by calling the NFIP Help Center at (877) 336-2627 . where to buy flood insurance in texas
NFIP policies are capped at $250,000 for the building and $100,000 for contents. Flood Insurance | FEMA.gov In Texas , purchasing flood insurance is a