: An agent helps you find listings, navigate the Multiple Listing Service (MLS) , and handle negotiations.
: Many experts suggest the 30/30/3 rule : your monthly mortgage shouldn't exceed 30% of your gross income, you should have 30% of the home price in cash reserves, and the total price shouldn't exceed 3x your annual income. what to do when buying a home
: Aim for a substantial down payment to potentially waive certain appraisals or insurance. Use the 3-3-3 rule to ensure you have three months of living expenses and three months of mortgage payments in reserve. : An agent helps you find listings, navigate