"No catch," the manager smiled. "We handle the paperwork, you get the check."

While the appraiser did his work, Leo sat in the clean, quiet waiting area, sipping a coffee and looking out at the historic charm of the surrounding neighborhood. Ten minutes later, he was handed a printed offer. It wasn't a lowball "blue book" guess; it was a fair, competitive price that reflected the actual market. "No catch?" Leo asked.

He had passed the sign for We Buy Autos in Ellicott City a thousand times. Today, he finally pulled in.