Many benefits that are currently mandatory—such as income replacement, caregiver, and housekeeping benefits—will become optional .
Toronto and the Greater Toronto Area (GTA) have some of the highest insurance rates in Ontario. toronto auto insurance
Starting , Ontario will shift to a more flexible auto insurance model. Many benefits that are currently mandatory—such as income
Rates vary significantly by neighborhood. Metro Toronto averages approximately $2,888 annually, while North York, Etobicoke, and Scarborough often see higher premiums due to higher urban density and theft rates. while North York
If you don't make changes, your policy will likely renew with your current level of coverage, though insurers must notify you of the option to opt out of certain benefits in writing. Required vs. Optional Coverage
The average cost typically ranges from $1,800 to $3,500 per year.