: It can cost 5 to 15 times more than term insurance for the same coverage amount.
To give you a better idea of which path fits, could you tell me: should i buy permanent life insurance
: Policies involve complex fee structures, surrender charges, and limited investment flexibility. : It can cost 5 to 15 times
For the average person, the costs often outweigh the benefits. should i buy permanent life insurance
: Experts like Dave Ramsey and Suze Orman argue that the extra money spent on premiums would grow faster if invested directly in a low-cost index fund.
Have you already your other retirement accounts (401k/IRA)?