: Some policies pay a daily cash benefit (e.g., $50–$100 per day) if the ship's doctor confines you to your room due to illness, like the flu or COVID-19, essentially compensating you for "lost" vacation days.
: Independent plans often cover you if the cruise line or airline goes out of business, a protection rarely found in insurance sold directly by the cruise line.
Should I buy cruise travel insurance from the cruise company?
: Some policies pay a daily cash benefit (e.g., $50–$100 per day) if the ship's doctor confines you to your room due to illness, like the flu or COVID-19, essentially compensating you for "lost" vacation days.
: Independent plans often cover you if the cruise line or airline goes out of business, a protection rarely found in insurance sold directly by the cruise line.
Should I buy cruise travel insurance from the cruise company?
