Prosper Performance Update Вђ“ July 2021 May 2026

The highlights a period of increasing borrower rates and a shift in the loan rating mix following the implementation of a new credit risk scoring model. Key Portfolio Highlights

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: The implementation of the PMIX model in June contributed to the C-HR mix rising to 26%. The highlights a period of increasing borrower rates

: The median payment-to-income (PTI) ratio slightly increased to 5.21% , while the average loan size remained stable at $12,543 . Prosper Performance Update – July 2021