: They promise a $1,000 American Express gift card if they cannot find a lender willing to work with a customer. Potential Drawbacks and Risks
Reviews of McCluskey's BHPH and used car services are mixed, with significant praise for getting people approved and notable complaints regarding post-purchase service.
: Approvals are available for as little as $0 down , depending on the individual's situation. mccluskey chevrolet buy here pay here
: Credit decisions are made solely by McCluskey's finance department, bypassing third-party banks that often reject subprime borrowers.
: Instead of in-house financing, this program uses a network of over 20 national banks and credit unions. : They promise a $1,000 American Express gift
: They monitor credit scores every 90 days. Once a score reaches 600, customers may be offered the chance to trade in for a newer model at a lower interest rate.
: Interest rates are typically higher than traditional loans to accommodate the "high-risk" nature of the lending. : Credit decisions are made solely by McCluskey's
: The dealership guarantees approval for all customers, regardless of bankruptcy, repossession, or poor credit history.