Insurance Florida May 2026

Upcoming Change: Be aware that Florida lawmakers have passed legislation to repeal mandatory PIP, effective , moving the state toward a more fault-based system.

Florida is a "no-fault" state. As of early 2026, drivers must carry a minimum of $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability (PDL). insurance florida

With some of the highest premiums in the nation, Florida residents can use these methods to save: Homeowners Insurance Upcoming Change: Be aware that Florida lawmakers have