Gaining U.S. citizenship, leaving incarceration, or changes in income that affect subsidy eligibility . Qualifying life event (QLE) - Glossary | HealthCare.gov
You can typically buy a comprehensive plan through the Health Insurance Marketplace only if you have experienced a major life change in the .
Since the standard 2026 Open Enrollment period ( Jan 15, 2026) has already passed , your ability to buy health insurance now depends on whether you have a or meet certain income requirements. 1. Check for a Special Enrollment Period (SEP)