How To Use Paypal: Buy Now Pay Later

: You can pay off your balance early or make extra payments at any time without penalties.

: The first payment (25%) is due at checkout, with the remaining three due every two weeks over a six-week period. Fees : No sign-up, application, or late fees.

: Eligible Pay Later purchases are covered by PayPal Purchase Protection , providing peace of mind if an item doesn't arrive or is significantly different than described. Best Practices for Users how to use paypal buy now pay later

: Use the PayPal App to track upcoming installments and outstanding balances.

: You must be at least 18 years old (or the legal age in your state). : You can pay off your balance early

: Review the payment schedule and loan agreement before confirming your purchase.

: Complete a brief application. PayPal will perform a soft credit check (which does not impact your credit score) and provide a decision in seconds. : Eligible Pay Later purchases are covered by

: Fixed APR ranging from 9.99% to 35.99%, depending on creditworthiness.