Be prepared for a counter-offer or a bidding war. ✅ Phase 6: Under Contract to Closing This usually takes 30 to 45 days.

Single-family home, condo, townhouse, or multi-family?

Required in some states to handle the legal transfer. 📝 Phase 5: The Search & Offer The market moves fast. Be ready to act.

Commute time, school districts, and proximity to grocery stores.

Pay stubs, W-2s, and two years of tax returns.