Avoid making any large purchases (like a new car or furniture on credit) between your pre-approval and closing day, as this can disqualify your loan at the last minute!
A "pre-qualification" is a guess; a is a commitment. It shows sellers you are a serious, vetted buyer. Shop around with at least three lenders to compare interest rates and loan terms. 3. Find a "Buyer’s Agent" how to buy my first home
Once your offer is accepted, you enter escrow. Never skip these two steps: Avoid making any large purchases (like a new
It’s easy to get distracted by a pretty kitchen. Stay grounded by making a list: Shop around with at least three lenders to
In most cases, the seller pays the commission, so professional representation is usually free for you. A good agent will find listings, schedule viewings, and—most importantly—handle the intense negotiations. 4. Know Your "Must-Haves" vs. "Nice-to-Haves"
Number of bedrooms, school district, or commute time.