How To — Buy Medicare Insurance

Before you can buy private plans, you must have Original Medicare.

Use the Medicare Plan Finder to compare star ratings and member experience scores. how to buy medicare insurance

This requires a monthly premium. It covers doctor visits and outpatient care, such as hip replacement surgery or cardiac rehab if medically necessary. 2. Choose Your Path: Medigap vs. Medicare Advantage Before you can buy private plans, you must

In 2025, Medicare Supplement premiums typically range from $32 to $550 per month . It covers doctor visits and outpatient care, such

Check if your specific treatments, like Prolia injections for osteoporosis, are covered under the plan’s formulary or Part B benefits. 4. Finalize Your Purchase

Buying Medicare insurance is a multi-step process that involves enrolling in the government program first and then deciding on private supplemental coverage. The fastest way to start is by creating a my Social Security account to enroll online. 1. Enroll in Original Medicare (Parts A & B)

These are "all-in-one" plans offered by private companies like Aetna or UnitedHealthcare. They usually include drug coverage and may offer extras like dental or vision, but they often require you to use a specific network of doctors. 3. Compare Plans and Costs