: Require only 3.5% down with a credit score of 580+. You must live there for at least one year.
This is the most common way to buy with a low down payment. You purchase a , live in one unit as your primary residence, and rent out the others. how to buy an investment property without 20 down
Buying an investment property with less than 20% down is achievable through owner-occupied loan programs, creative financing, or leveraging existing assets. While traditional investment loans typically require 15–25% down, you can enter the market with as little as 0–3.5% down by utilizing the following strategies: 1. House Hacking (Owner-Occupied) : Require only 3