While you can technically refinance a conventional mortgage , most homeowners wait at least six months due to lender-specific policies and financial common sense.
No legal waiting period for rate-and-term refinancing. However, many lenders require a six-month "seasoning" period before they will approve a new loan. how soon after you buy a house can you refinance
Just because you can doesn't mean you should . Consider these factors first: While you can technically refinance a conventional mortgage
The "how soon" depends largely on your loan type and your goal for refinancing. Waiting Periods by Loan Type how soon after you buy a house can you refinance
Borrowers are usually required to wait at least 180 days after closing.