The discount stays with the property. When you sell, the next buyer must also be eligible and receive the same discount. 2. Freedom to Buy (Mortgage Guarantee Scheme)
The government guarantees a portion of the mortgage, encouraging lenders to offer 95% loans. government housing help to buy
You can find participating lenders through sites like MoneySavingExpert. 3. Shared Ownership (UK-wide) Government house buying schemes in 2026 The discount stays with the property