: Historically, you could get one free report from each bureau every 12 months.

: Complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, PO Box 105281, Atlanta, GA 30348-5281. Key Entitlements & Frequency

: The three bureaus currently offer free weekly online credit reports via AnnualCreditReport.com.

By law, there is only one authorized source for the free annual credit reports you are entitled to:

: The official AnnualCreditReport.com service will never email or call you to ask for your Social Security number or account details.

: If you prefer not to use the website, you can: Call : 1-877-322-8228.

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: Avoid sites that use "free" in their name but ask for credit card information or offer "free" monitoring that turns into a paid subscription.