Dc Home Buying Programs Link

: Payments are deferred for five years, followed by a 40-year principal-only repayment period.

Washington, D.C. offers some of the most robust homebuyer assistance programs in the country, designed to make the District’s competitive market more accessible. Whether you are a first-time buyer, a local government employee, or just looking to reduce your closing costs, there is likely a program for you.

: Must be a first-time homebuyer (no ownership in 3 years), a D.C. resident (priority given), and meet income limits based on household size. dc home buying programs

: Up to $202,000 for a down payment and a separate $4,000 for closing costs. Structure : A 0% interest, deferred loan.

: No monthly payments are required. The balance is due only when the home is sold, refinanced for equity, or ceases to be a primary residence. : Payments are deferred for five years, followed

: Typically requires a minimum credit score of 640. For Public Servants: EAHP and DC4ME

D.C. incentivizes its government employees to live within the District through targeted perks. Whether you are a first-time buyer, a local

: Generous limits—up to $275,400 as of 2026—calculated only on the borrower’s income, not the entire household.