Can You Buy A House With Nothing Down (2024)

The most direct way to purchase a home with 100% financing is through two primary federal programs: Eligibility For VA Home Loan Programs | Veterans Affairs

Below is an overview of how these "zero-down" options work, who qualifies, and the trade-offs involved. 1. Government-Backed Zero-Down Loans

While the traditional 20% down payment is a common benchmark, it is absolutely possible to buy a house with in 2026 through specific government-backed programs and financial assistance strategies .