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While most conventional lenders require a score of at least , specialized government-backed programs offer more flexibility.
Yes, you can , but your options are limited and typically require a larger down payment. The most common path for a score in this range is an FHA loan , which officially allows scores as low as 500 if you can provide at least a 10% down payment . Primary Loan Options for a 500 Credit Score can you buy a house with a 500 credit score
What is a good credit score to buy a house? - Fidelity Investments While most conventional lenders require a score of