Buying Savings Bonds For Grandchildren May 2026

: Both you and the recipient (or their parent/guardian) must have a TreasuryDirect account . You will also need your grandchild's Social Security Number (SSN) to register the bond in their name.

: For children under 18, a parent or adult custodian must set up a minor-linked account within their own primary TreasuryDirect account to receive the bond. Choosing Between Series EE and Series I buying savings bonds for grandchildren

You can purchase electronic savings bonds directly through the U.S. Treasury's official site, TreasuryDirect . : Both you and the recipient (or their

Available electronically; paper I bonds can also be purchased specifically using an . Key Considerations Giving savings bonds as gifts - TreasuryDirect Choosing Between Series EE and Series I You

Both series earn interest for up to 30 years and can be cashed after one year, though cashing before five years results in a penalty of the last three months of interest. Series EE Bonds Series I Bonds Fixed rate throughout the life of the bond.

Specifically designed to protect against rising costs. Format Available only in electronic form .

Combined fixed rate and a variable rate that adjusts for inflation every six months. Guaranteed to double in value if held for 20 years.