Check your credit score (ideally 680+) and save for a down payment (minimum 5% for the first $500k).
Allows you to save up to $8,000 annually tax-free for a down payment. buy house in montreal canada
Essential to lock in a rate (currently around 3.4%–3.5% for variable options) and prove credibility to sellers. Check your credit score (ideally 680+) and save
First-time buyers in Montreal may qualify for a rebate of up to $5,000 . buy house in montreal canada
Permits a tax-free withdrawal of up to $60,000 from your RRSP to be repaid over 15 years. To help you narrow down your search, How to Buy a House in Montreal in 2026 (10-Step Guide)
Essential for identifying structural issues. Costs range from $750 to $1,000 .