Canada’s healthcare is a partnership between public and private sectors. Public health insurance (administered by provinces like OHIP in Ontario or MSP in BC) covers "medically necessary" services like doctor visits and hospital stays at zero direct cost.

However, approximately (67% of the population) carry private insurance to cover what Medicare does not.

Hospital care, surgeries, family doctor visits, and diagnostic tests.

Dental care (cleanings, braces), vision (exams, glasses), prescription drugs, and paramedical services (physiotherapy, massage, mental health counseling). 2. How to Buy Health Insurance in Canada