You can work with a specialized agent to get a policy directly through the federal program.
Protect Your Home: A Guide to Buying FEMA Flood Insurance Many homeowners mistakenly believe their standard home insurance covers water damage from a flood. Unfortunately, most policies specifically exclude flooding. If you want to protect your property from rising waters, you typically need a policy through the , which is managed by FEMA . buy fema flood insurance
It is important to understand that FEMA flood insurance has caps on how much it will pay out: Up to $250,000. Contents (Personal Property): Up to $100,000. You can work with a specialized agent to