Get StartedIn 2026, the gap between new and slightly used cars has narrowed due to high resale values and aggressive new-car incentives.
: Obtain financing from an outside source like a credit union or bank (e.g., Scott Credit Union ) before you shop. This gives you a baseline interest rate to challenge dealer offers. 2. Choose Between New, Used, or CPO buy a card
: Some financial institutions suggest a stricter 3-year term and keeping costs at 8% of monthly income . In 2026, the gap between new and slightly