: The basic "Store Card" can only be used at Best Buy. You may be upgraded to the "Best Buy Visa" (usable anywhere) based on your credit score. Card Comparison: Store vs. Visa
If you have a major tech purchase coming up and can pay it off within a promotional window, this card is a smart tool for avoiding interest and earning points. However, due to the high APR and deferred interest terms, it is recommended for those who regularly carry a monthly balance.
When you apply, the issuer (Citibank) decides which version you qualify for: Best Buy Store Card My Best Buy Visa® Best Buy & BestBuy.com Anywhere Visa is accepted Rewards at Best Buy Everyday Rewards 3% Gas/Dining, 1% Other Annual Fee $0–$59 (depends on credit) Verdict best buy store card review
Is there a you're looking to finance with this card? Best Buy Store Card Reviews: 590+ User Ratings - WalletHub
: Fair to Good (typically 640–700+).
: Like most store cards, the interest rate is very high. Carrying a balance will quickly wipe out your rewards.
: The store-only version of the card has no annual fee. Cons : The basic "Store Card" can only be used at Best Buy
: Earn 5% back in rewards on Best Buy purchases, which is significantly higher than most general-purpose cards.