OTT Payment Services India
: Offers include "no interest if paid in full" for periods such as 12, 18, or 24 months on qualifying purchases.
: If you fail to pay the balance in full by the end of the promotional period, interest is charged retroactively from the original purchase date . For those with bad credit, this high interest rate can be financially damaging.
: Applying triggers a "hard inquiry," which may temporarily lower your score. However, consistent on-time payments can help rebuild your credit history over time. Lease-to-Own Alternative (Progressive Leasing)
The My Best Buy® Credit Cards are managed by Citibank and generally require (typically a score of 640+ ) for approval.