Best Buy offers various flexible financing plans through the (Store Card) and the My Best Buy Visa® Card . These plans allow you to pay for large purchases over time with 0% interest, provided the balance is paid in full within the promotional period. Standard Financing Offers
Most financing offers depend on the total purchase amount and the product category:
: You must typically choose between earning 5% back in rewards or using a flexible financing plan; you cannot receive both on the same purchase. best buy credit card financing offers
: For a limited time (e.g., through May 3, 2026), new cardholders can earn 15% back in rewards on their first day of purchases instead of the standard 5%, or choose financing.
: 24-month financing on purchases totaling $999 and up . Best Buy offers various flexible financing plans through
: 24-month financing on purchases totaling $649 and up . Key Considerations
: These are "deferred interest" plans. If you do not pay the balance in full by the end of the term, interest will be charged to your account from the original purchase date at the standard APR (currently 30.74% variable ). : For a limited time (e
: 12-month financing on purchases totaling $299 and up .