Best Buy | Contract Phones

: If you want to switch carriers before the 24 or 36 months are up, you must pay the remaining balance of the phone immediately.

Historically, carriers like Verizon and AT&T used "subsidized" contracts where a $600 phone cost $199 upfront in exchange for a locked-in two-year plan. Today, this has evolved into . Under this model, the full price of the phone is split over 24 or 36 months at 0% APR. best buy contract phones

: A major differentiator is the Geek Squad Protection plans, which many users find more comprehensive or easier to manage than carrier-provided insurance. : If you want to switch carriers before

: Because Best Buy hosts multiple carriers, they often offer exclusive "activation deals" where you get an instant discount on the phone's total price if you sign up for a plan on the spot. Under this model, the full price of the