Buying a car with bad credit is entirely possible, though it often requires more preparation to avoid extremely high interest rates. Most lenders consider a credit score of to be in the "subprime" or "bad credit" category. Key Steps Before Shopping
: Apply for pre-approval at multiple lenders within a 14-day window . This allows you to compare rates while having the inquiries treated as a single event on your credit report. bad credit need to buy a car
: Aim for at least 10% to 20% of the car's price. A larger down payment reduces the lender's risk and can significantly lower your interest rate. Buying a car with bad credit is entirely