Affirm Buy Now Pay Later -

Affirm has transitioned into a "profitable growth" phase, reaching a significant milestone in fiscal Q2 2026 by reporting its first GAAP operating income.

: Valued at approximately $21.22 billion as of April 2026. affirm buy now pay later

: Expanded to 25.8 million consumers, up 23% from the previous year. Affirm has transitioned into a "profitable growth" phase,

A major shift occurred in 2025 regarding how Affirm interacts with credit bureaus, impacting borrower credit scores more directly than in previous years. Affirm credit reporting policy affirm buy now pay later