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: Many BHPH lots do not report on-time payments to major credit bureaus, meaning the loan might not help rebuild your credit. However, they will likely report defaults or repossessions. Risks to Consider

: They often have more flexible lending criteria than major banks. 32nd street buy here pay here

: A friend or family member with good credit can help you secure a traditional loan with lower rates. : Many BHPH lots do not report on-time

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